1. Highest DEX goes first.
2. Roll to hit.
3. Roll for damage. Subtract damage from the Armor value (if any).
4. If damage is less than the Armor value, the attack does no effect.
5. If damage is more than the Armor value, the attack has penetrated the vehicle's armor. Roll on the HIT LOCATION TABLE for that vehicle type.
6. Subtract the damage (minus the Armor value) from the vehicle's Base HP.
7. Once the vehicle's Base HP reaches zero, the vehicle is destroyed, and all occupants recieve damage from the attack (minus the Armor value).

• Damage from explosives (dynamite, fragmentation grenades, artillery shells, etc.) do half-damage against armored vehicles*
• Pistol and rifle ammunition cannot impale against the armor of armored vehicles*
• Large-caliber anti-tank rifles (.50-inch/12.7mm or above) using armor-piercing ammunition can impale against armored vehicles*
• Damage from anti-tank rifles is not cumulative against the Armor value of armored vehicles*. The armor cannot be shot away, but counts for each and every attack.
• Damage from armor-piercing shells (ie. tank guns, bazookas) is cumulative against the Armor value of armored vehicles*. The Armor value is permanently decreased by these attacks until repaired.
• Explosives and explosive shells cannot impale (ie. dynamite, artillery)
• Armor-piercing shells can impale
• Point-blank range for tank guns, anti-tank guns, and artillery is 100 yards or less. At this range, the chance to hit is doubled, making an impale much more likely. Point-blank range for anti-tank rifles is the same as with other firearms (shooter's DEX in feet).
• If there are less attacks than targets within the vehicle and the attack does not do area-effect damage, roll for Luck. Those that miss the roll get hit, in order of by how much the Luck roll was missed by. For example:

  5 PCs (Joe, Jack, John, Jill, and Jim) are escaping in a captured Kubelwagen. Joe is driving, and the other four pile into the back. A German soldier fires a burst of 10 rounds at them with his MP40, succeeds, and rolls that 2 of the 10 shots hit. A roll on the HIT LOCATION TABLE (AUTOMOBILE) renders a result of "Back Seat", so that Jack, John, Jill and Jim are all in danger of being hit. The 4 PCs roll against Luck: Jill succeeds and is not hit, while Jack failed by 11, John failed by 18, and Jim failed by 7. Since 2 shots hit and John and Jack are the two that failed their Luck rolls by the most, these two recieve damage and Jim does not.

* Armored vehicles are defined as those vehicles who have been fitted with armor specially-made to resist the attacks of small arms and explosive shells. In general terms, this includes vehicles that have an Armor value of 15 or more. Regular automobiles and trucks might have an Armor value for the slight protection offered by their chassis and such, but this does not qualify them as armored vehicles.

HIT LOCATION TABLE (AUTOMOBILE & TRUCK)
1d100	COMPONENT	HP	EFFECT IF DESTROYED
01-02	Headlamps	2	Driving in darkness, -10% to all Drive Auto rolls
03-04	Suspension	10	MOV reduced by ½
05-14	Fuel Tank	5	Roll 1d100 01-35: Vehicle catches fire, roll on VEHICLE FIRE TABLE 36-00: Vehicle rolls to a stop in 4d6+4 rnds, inoperable until repaired and refilled
15-24	Radiator	10	Engine overheats in 4d6+4 rnds
25-49	Engine	15	Roll 1d100 01-20: Vehicle catches fire, roll on VEHICLE FIRE TABLE 21-00: Vehicle rolls to a stop, inoperable until repaired
50-64	Front Tire	10	Roll Drive Auto -15% Failure: roll +4 on VEHICLE TROUBLE TABLE Success: MOV reduced by ½
65-69	Rear Tire	10	Roll Drive Auto -20% Failure: roll +4 on VEHICLE TROUBLE TABLE Success: MOV reduced by ¼
70-79	Driver	Occupant	Roll on VEHICLE TROUBLE TABLE +5 Someone must take the wheel in this round (DEX check + Drive Auto -20%) or roll on the VEHICLE TROUBLE TABLE +10 in the next round
80-89	Front Seat Passenger	Occupant	Passenger dead
90-96	Back Seat or Truck Bed	Occupants & Equipment	Passengers and/or equipment dead or destroyed
97-98	Brakes	6	No brakes, vehicle must decelerate to stop, and will accelerate to full MOV on an incline.
99-00	Steering	10	Roll on the VEHICLE TROUBLE TABLE

HIT LOCATION TABLE (MOTORCYCLE)
1d100	COMPONENT	HP	EFFECT IF DESTROYED
01-02	Headlamps	2	Driving in darkness, -10% to all Drive Auto rolls
03-04	Suspension	10	MOV reduced by ½
05-19	Fuel Tank	5	Roll 1d100 01-35: Vehicle catches fire, roll on VEHICLE FIRE TABLE 36-00: Vehicle rolls to a stop in 4d6+4 rnds, inoperable until repaired and refilled
20-49	Engine	15	Roll 1d100 01-20: Vehicle catches fire, roll on VEHICLE FIRE TABLE 21-00: Vehicle rolls to a stop, inoperable until repaired
50-64	Tire	10	Roll Drive Auto -30% Failure: roll +4 on VEHICLE TROUBLE TABLE Success: MOV reduced by ¼
65-89	Driver	Occupant	Roll on VEHICLE TROUBLE TABLE +10
90-96	Sidecar Passenger	Occupant	Passenger dead
97-98	Brakes	6	No brakes, vehicle must decelerate to stop, and will accelerate to full MOV on an incline.
99-00	Steering	10	Roll on the VEHICLE TROUBLE TABLE

* if there is no such component onboard the vehicle, ignore the result

HIT LOCATION TABLE (ARMORED FIGHTING VEHICLE)
1d100	COMPONENT	HP	EFFECT IF DESTROYED
01-04	Fuel Tank	5	Roll 1d100 01-35: Vehicle catches fire, roll on VEHICLE FIRE TABLE 36-00: Vehicle rolls to a stop in 4d6+4 rnds, inoperable until repaired and refilled
05-14	Engine	15	Roll 1d100 01-20: Vehicle catches fire, roll on VEHICLE FIRE TABLE 21-00: Vehicle rolls to a stop, inoperable until repaired
15-29	Tread	10	Roll Drive Auto -20% Failure: roll +4 on VEHICLE TROUBLE TABLE Success: MOV reduced by ¼
30-49	Turret or Front Cab	Turret occupants (Hull occupants take ½ dmg)	Occupants dead If driver dead, roll on VEHICLE TROUBLE TABLE +5 Someone must take the wheel in this round (DEX check + Drive Auto -20%) or roll on the VEHICLE TROUBLE TABLE +10 in the next round
50-51	Main Gun*	15	Main gun inoperable
52	Coaxial Gun*	Weapon HP	Coaxial gun inoperable
53-54	Hull Gun*	Weapon HP (or 15)	Hull gun inoperable
55-74	Hull or Bed	Hull occupants (Turret occupants take ½ dmg)	Occupants dead If driver dead, roll on VEHICLE TROUBLE TABLE +5 Someone must take the wheel in this round (DEX check + Drive Auto -20%) or roll on the VEHICLE TROUBLE TABLE +10 in the next round
75-89	Magazine*	10	Vehicle explodes, all occupants take 12d6 dmg
90	Headlamps	2	Driving in darkness, -10% to all Drive Auto rolls
91-92	Suspension	10	MOV reduced by ½
93-94	Gun-Laying Equipment*	5	All attacks with main gun at -25%
95-96	Radio*	2	Radio inoperable
97-98	Brakes	6	No brakes, vehicle must decelerate to stop, and will accelerate to full MOV on an incline.
99-00	Steering	10	Roll on VEHICLE TROUBLE TABLE

* if there is no such component onboard the vehicle, ignore the result

SPECIAL ATTACKS

ANTI-TANK WEAPONS: several weapons were developed during the war to specifically destroy armored vehicles.

• Satchel Charges: simply a bag stuffed with TNT, the satchel charge was extremely effective if the soldier could come close enough to the tank to use it. If hurled underneath an armored vehicle (a Called Shot at everything but point-blank range), the Armor Value of the vehicle is halved. If hurled into the treads (again, a Called Shot at everything but point-blank range), a successful attack results in the same effect as rolling "Tread" on the HIT LOCATION TABLE(see above).
• Pole Charge: similar to a satchel charge, with a long metal tube crammed with TNT. It can be used in the same manner (along with laying the charge underneath the vehicle or in its treads), but is a hand-to-hand combat attack with DEX x 5 as the skill.
• "Sticky" Grenades: these can be as crude as the improvised concoctions used in Saving Private Ryan or can be specially-made magnetic devices. Not very effective against chassis armor, these weapons can be used with great effect against treads. Attacks against treads or the underside of vehicles are handled the same way as satchel charges, with a +10% modifier to hit.
• Molotov Cocktails: like the satchel charge, the Molotov Cocktail was effective but required the soldier to come very close to throw it. On a Luck roll, a thrown Molotov Cocktail catches the vehicle (and anything else touched) on fire. If at any time the Molotov Cocktail causes more damage than the vehicle's Armor Value, then there is a chance the fire cause an explosion. Roll 1d10 on the VEHICLE FIRE TABLE per round unless the fire is extinguished.
• Flamethrowers: Like the Molotov Cocktail, if a Luck roll is made with a successful flamethrower attack, the vehicle (and anything else touched) has caught fire. If at any time the fire causes more damage than the vehicle's Armor Value, then there is a chance the fire will cause an explosion. Roll 1d10 on the VEHICLE FIRE TABLE per round unless the fire is extinguished.
• Anti-Tank Guns: most armies entered the war with some kind of small crew-served artillery piece that could be used in direct fire to destroy armored vehicles. These weapons use specially-designed shells to penetrate armor, and therefore attack at standard damage against armored vehicles.
• Hand Grenades: usually useless against heavy armor, if a hand grenade (or any other area-effect weapon) is able to be lobbed into the interior of an armored vehicle, multiply damage x 2.
• Hollow-Charge Shells: as the war progressed, the individual soldier was issued light anti-tank rocket launchers that could be operated by a single man, such as the Bazooka and Panzerfaust. These weapons used shaped or hollow-charge grenades, very effective in penetrating armor, and attack at standard damage against armored vehicles.

RAMMING: Ramming is a special manuever requiring a Drive Auto rolls (or Operate Heavy Machinery for tanks). If the rolls succeeds, the target takes damage as per the VEHICLE COLLISION TABLE but the ramming vehicle takes only ¼ damage. Ramming can also be used to run another vehicle off the road, so that a successful ram causes no damage but does require the driver of the rammed vehicle to roll against their Drive Auto skill at -20% or roll on the VEHICLE TROUBLE TABLE. If a ramming roll fails, the driver must roll against his Drive Auto skill at -15% or roll on the VEHICLE TROUBLE TABLE.

FIREARM COMBAT: Shooting from a moving vehicle is very difficult, especially at high speeds. For every MOVE unit the vehicle is moving greater or less than the target, the attack is modified by -1%.

EXAMPLE: Firing from a jeep moving at MOVE 36 at a Kubelwagen at MOVE 48 has a modifier of -12%. Next round, the jeep goes MOVE 50 and accelerates past the Kubelwagen, still at MOVE 48, so the modifier is -2%. Then on the next round, the jeep slows down to MOVE 48 pull alongside the Kubelwagen, still at MOVE 48, so the modifier is -0%.

An attack aimed at a specific location on a vehicle (driver, tires, tank treads) requires a Called Shot. Such attacks must still penetrate the armor by doing more damage than the Armor Value of the vehicle, unless the target is exposed.

VEHICLE FIRE TABLE
d10	RESULT
1-5	Minor Fire: occupants take damage minus armor value
6-7	Minor Engine Fire: occupants take damage minus armor value; vehicle inoperable until successful Mechanical Repair roll
8-9	Major Engine Fire: occupants take 1d6+2 damage/round; vehicle inoperable
10	Explosion: occupants take 1d6+2 damage/round + 3d6 concussion damage.